What is insured:
Damage to scenery, properties, wardrobe, sound, lighting, video equipment, musical scores, instruments and promotional material up to the sum insured.
Personal belongings of members, employees and visitors up to £500 any one person.
Tools up to £500.
Replacement locks following loss of keys up to £250.
Additional hire charges following damage to the original hired property as well as charges incurred for its non-return.
Money in transit, in attended premises or in locked safe £1,000, in your home £500, or in unattended premises £250.
What is not insured:
The first £100 of each and every claim.
Mechanical or electrical breakdown.
Wear and tear, breakage of strings, reeds or drum heads.
Theft, storm, flood or malicious damage to property in the open.
Loss from unattended vehicle unless locked at all points of access.